Debt Consolidation Primer - Four Things You Can Do to Get Out of

Posted: under Finance.

Problem debt is rampant throughout America. In addition to mortgages and auto loans, the average household in the U.S. has nearly $10,000 in credit card debt. As the major credit card companies have recently doubled their minimum payment requirements, now is a good time to outline the various options available to most consumers who have more debt than they can handle.
  • Stop spending money on nonessential items. ―Nonessential” is difficult to define, but it more or less means anything
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    Sep 01 2015


    Planning To Become Debt Free With A Consolidation Loan

    Posted: under Finance.

    If you have multiple debts, and are struggling to meet the monthly payments, then there's a good chance you will want to consider, now or later, a consolidation loan to become debt free. If you have already studied your monthly expenditure and can see no way to make savings, and find you have no way of earning extra money, then your next option may be a free debt consolidation loan. By free, I mean no extra charges or arrangement fee for the consolidation loan; your chances of getting an ...
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    Aug 31 2015


    Debt Free Living - 5 Tips To Get Out Of Debt

    Posted: under Finance.

    A few times I wonder what sort of credit system moved the global economy 200 years ago. If the intention of getting into a business is meant to 'help' fulfill the needs and wants of someone, I don't see how credit card salesmen can drove more people into debt and backruptcy. Clearly most people fail to have a good understanding of the increasingly sophisticated (and complicated) terms and conditions behind the card they apply for, how it benefits the bank more than the applicant and what the ...
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    Aug 30 2015


    Free Debt Consolidation?

    Posted: under Finance.

    Chances are, when you’re reading this article, you’ve typed this particular set of keywords in the search box: free debt consolidation. And without a doubt, a number of articles came out as a result, this being one of them, or else you just happened to stumble upon this accidentally. No matter, the next thing I’m sure of is that as you sum up the articles made available for your convenience, the range of content varies, mainly because of the ambiguous term ―free”. One article ...
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    Aug 29 2015


    Credit Card Debt - Watch Your Credit Report and Your Bill

    Posted: under Finance.

    Most consumers are aware of the importance of their credit report. This document, offered to consumers and lenders by the three major credit bureaus, offers a fairly complete list of financial transactions and debts incurred by a consumer. Lenders examine the report, along with the associated FICO score, to determine whether a consumer is worthy of receiving additional credit or loans. What many consumers may not know is that credit card companies regularly check their credit reports, ...
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    Aug 28 2015


    The Human Side - Debt Stress

    Posted: under Finance.

    /p> In all the technical discussion you hear about credit card debt, the best ways to manage it and pay it off and all the rest, one thing goes largely ignored. Credit card debt is extremely stressful, and can have a very negative effect on your life, if you let it. It's as bad as an addiction, always hanging over you, bringing you down, making it hard to life your life the way you want to. In this article, we'll take a look at how you can recognise debt stress, and what you can do about it. ...
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    Aug 27 2015


    Debt Settlement Companies and How to Find the Right One

    Posted: under Finance.

    Debt settlement companies are available to help you reduce the amount of money that you owe to creditors as well as reduce the rate of interest and late charges that you are currently paying on your credit cards. Building credit history is crucial whether you already have debt or are just starting out managing your own finances. When it comes to financing of any kind you want to make sure that you have the best credit rating possible. This is so that when you need credit, such as a loan, that ...
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    Aug 26 2015


    Understanding how a Debt Consolidation Program works

    Posted: under Finance.

    You have finally decided that you need help with your debt and you have made a great decision to take a load off your shoulders. Debt is so stressful that it can even affect our health and certainly our enjoyment of our daily life. Understanding how a debt consolidation program works is important. Usually a debt consolidation program covers a consumer's unsecured debt under $10,000. Unsecured debt is made up of credit cards, store cards, gas cards and small personal loans. The plan is to ...
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    Aug 25 2015


    Why a Debt Reduction Loan makes good financial sense

    Posted: under Finance.

    There are many good reasons why a debt reduction loan makes good financial sense. Many people carry a number of credit cards with high balances and high interest rates. Making even the minimum required monthly payment can be difficult. Credit cards are very often the primary reason why people get into debt situations, which causes enormous stress. If you are a home owner, with considerable equity in your home, but who also has large credit card debt with high interest rates, it might ...
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    Aug 24 2015


    The menace of credit card debt

    Posted: under Finance.

    Credit card debt can often be crippling and lead to a lot of stress. Even students are not immune as people are getting credit cards at an earlier age and falling into debt. With the increased use of credit cards, more and more people are falling into debt. With hassling creditors, a ruined credit report and a threat of looming bankruptcy, it becomes extremely urgent to find a way out. While credit card debt is fairly easy to get into, getting out is a hard and long process. No agency or system ...
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    Aug 23 2015